Investment Rates
Rates effective as of November 14th, 2022 | Annual Percentage Yield (APY)
Certificate of Deposit
CDs $1,000.00 - $9,999.99
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
91 day |
1.45 |
1.46 |
91 days |
91 days |
$1,000 |
$1,000 |
182 day |
1.55 |
1.56 |
182 days |
182 days |
$1,000 |
$1,000 |
CDs $500.00 - $9,999.99
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
12 month |
1.65 |
1.66 |
6 months |
6 months |
$500 |
$500 |
18 month |
1.75 |
1.76 |
6 months |
6 months |
$500 |
$500 |
24 month |
2.00 |
2.01 |
6 months |
6 months |
$500 |
$500 |
30 month |
2.00 |
2.01 |
6 months |
6 months |
$500 |
$500 |
36 month |
2.00 |
2.01 |
6 months |
6 months |
$500 |
$500 |
CDs $10,000.00 - $99,999.99
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
91 day |
1.55 |
1.56 |
91 days |
91 days |
$10,000 |
$10,000 |
182 day |
1.65 |
1.66
|
182 days |
182 days |
$10,000 |
$10,000 |
12 month |
1.75 |
1.76 |
6 months |
6 months |
$10,000 |
$10,000 |
18 month |
1.85 |
1.86 |
6 months |
6 months |
$10,000 |
$10,000 |
24 month |
2.10 |
2.11 |
6 months |
6 months |
$10,000 |
$10,000 |
30 month |
2.10 |
2.11 |
6 months |
6 months |
$10,000 |
$10,000 |
36 month |
2.10 |
2.11 |
6 months |
6 months |
$10,000 |
$10,000 |
CDs $100,000.00 and over
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
91 day |
1.85 |
1.86 |
91 days |
91 days |
$100,000 |
$100,000 |
182 day |
2.00 |
2.01 |
182 days |
182 days |
$100,000 |
$100,000 |
12 month |
2.25
|
2.26 |
6 months |
6 months |
$100,000 |
$100,000 |
Traditional and Roth IRA CDs
Traditional/Roth IRA CDs $500.00 - $9,999.99
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
12 Month |
1.85 |
1.86 |
6 months |
6 months |
$500 |
$500 |
18 Month |
1.95 |
1.96 |
6 months |
6 months |
$500 |
$500 |
24 Month |
1.95 |
1.96 |
6 months |
6 months |
$500 |
$500 |
36 Month |
1.85 |
1.86 |
6 months |
6 months |
$500 |
$500 |
12 month PC |
1.85 |
1.86 |
6 months |
6 months |
$100 |
$100 |
18 month PC |
1.95 |
1.96 |
6 months |
6 months |
$100 |
$100 |
Traditional/Roth IRA CDs $10,000.00 - $99,999.99
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
12 Month |
1.95 |
1.96 |
6 months |
6 months |
$10,000 |
18 Month |
2.05 |
2.06 |
6 months |
6 months |
$10,000 |
24 Month |
2.05 |
2.06 |
6 months |
6 months |
$10,000 |
36 Month |
1.95 |
1.96 |
6 months |
6 months |
$10,000 |
Deposit Accounts
Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY
|
Min Opening Deposit
|
* Platinum Checking
|
0.10 |
0.10 |
Monthly |
Monthly |
$250 |
$50 |
* NOW
|
0.15 |
0.15 |
Monthly |
Monthly |
$1,000 |
$1,000 |
* Passbook Savings
|
0.25 |
0.25 |
Quarterly |
Quarterly |
— |
$50 |
*Tiered Super NOW Accounts
Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min. Opening Deposit |
$1,500.00 - $4,999.99
|
0.20 |
0.20 |
Monthly |
Monthly |
$1,500 |
$5,000.00 - $9,999.99
|
0.25 |
0.25 |
Monthly |
Monthly |
— |
$10,000.00 and over
|
0.30 |
0.30 |
Monthly |
Monthly |
— |
*Tiered Money Market Accounts
Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min. Opening Deposit |
$2,500.00 - $4,999.99
|
0.20 |
0.20 |
Monthly |
Monthly |
$2,500 |
$5,000.00 - $9,999.99
|
0.25 |
0.25 |
Monthly |
Monthly |
— |
$10,000.00 and over |
0.30 |
0.30 |
Monthly |
Monthly |
— |