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Rates

Investment Rates

Rates effective as of November 28th 2023  |  Annual Percentage Yield (APY)

Certificate of Deposit

CDs $1,000.00 - $9,999.99

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY Min Opening Deposit
91 day
3.40 %
3.44 % 91 days 91 days $1,000 $1,000
182 day 3.40 % 3.43 % 182 days 182 days $1,000 $1,000

CDs $500.00 - $9,999.99

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY Min Opening Deposit
12 month
3.50 %
3.53 % 6 months 6 months $500 $500
18 month 3.50 % 3.53% 6 months 6 months $500 $500
24 month 3.00 % 3.02 % 6 months 6 months $500 $500
30 month 2.75 % 2.77 % 6 months 6 months $500 $500
36 month 2.75 % 2.77 % 6 months 6 months $500 $500

CDs $10,000.00 - $99,999.99

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY Min Opening Deposit
91 day 3.50 % 3.55 % 91 days 91 days $10,000 $10,000
182 day 3.50 %
3.53 %
182 days 182 days $10,000 $10,000
12 month 3.60 % 3.63 % 6 months 6 months $10,000 $10,000
18 month 3.60 % 3.63 % 6 months 6 months $10,000 $10,000
24 month 3.10 % 3.12 % 6 months 6 months $10,000 $10,000
30 month 2.85 % 2.87 % 6 months 6 months $10,000 $10,000
36 month 2.85 % 2.87 % 6 months 6 months $10,000 $10,000

CDs $100,000.00 and over

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY Min Opening Deposit
91 day 3.50 % 3.55% 91 days 91 days $100,000 $100,000
182 day 3.75 % 3.79 % 182 days 182 days $100,000 $100,000
12 month
4.00 %
4.04 % 6 months 6 months $100,000 $100,000

Traditional and Roth IRA CDs

Traditional/Roth IRA CDs $500.00 - $9,999.99

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY Min Opening Deposit
12 Month 3.70 %
3.73 %
6 months 6 months $500 $500
18 Month 3.70 % 3.73 % 6 months 6 months $500 $500
24 Month 3.00 % 3.02 % 6 months 6 months $500 $500
36 Month 2.75 % 2.75 % 6 months 6 months $500 $500
12 month PC 3.65 % 3.68 % 6 months 6 months $100 $100
18 month PC 3.65 % 3.68 % 6 months 6 months $100 $100

Traditional/Roth IRA CDs $10,000.00 - $99,999.99

Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY
12 Month 3.85 % 3.89 % 6 months 6 months $10,000
18 Month 3.85 % 3.89 % 6 months 6 months $10,000
24 Month 3.10 % 3.12 % 6 months 6 months $10,000
36 Month 2.85 % 2.87 % 6 months 6 months $10,000

Deposit Accounts


Term Interest Rate APY Frequency of Compounding Frequency of Crediting Min Balance to Obtain APY
Min Opening Deposit
* Platinum Checking
0.10 0.10 Monthly Monthly $250 $50
* NOW
0.15 0.15 Monthly Monthly $1,000 $1,000
* Passbook Savings
0.25 0.25 Quarterly Quarterly $50

*Tiered Super NOW Accounts

Balance Tiers Interest Rate APY Frequency of Compounding Frequency of Crediting Min. Opening Deposit
$1,500.00 - $4,999.99
0.20 0.20 Monthly Monthly $1,500
$5,000.00 - $9,999.99
0.25 0.25 Monthly Monthly
$10,000.00 and over
0.30 0.30 Monthly Monthly

*Tiered Money Market Accounts

Balance Tiers Interest Rate APY Frequency of Compounding Frequency of Crediting Min. Opening Deposit
$2,500.00 - $4,999.99
0.20 0.20 Monthly Monthly $2,500
$5,000.00 - $9,999.99
0.25 0.25 Monthly Monthly
$10,000.00 and over 0.30 0.30 Monthly Monthly