Investment Rates
Rates effective as of May 15th 2023 | Annual Percentage Yield (APY)
Certificate of Deposit
CDs $1,000.00 - $9,999.99
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
| 91 day |
3.00 % |
3.02 % |
91 days |
91 days |
$1,000 |
$1,000 |
| 182 day |
3.00 % |
3.02 % |
182 days |
182 days |
$1,000 |
$1,000 |
CDs $500.00 - $9,999.99
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
| 12 month |
3.25 %
|
3.28 % |
6 months |
6 months |
$500 |
$500 |
| 18 month |
3.25 % |
3.28% |
6 months |
6 months |
$500 |
$500 |
| 24 month |
3.00 % |
3.02 % |
6 months |
6 months |
$500 |
$500 |
| 30 month |
2.75 % |
2.77 % |
6 months |
6 months |
$500 |
$500 |
| 36 month |
2.75 % |
2.77 % |
6 months |
6 months |
$500 |
$500 |
CDs $10,000.00 - $99,999.99
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
| 91 day |
3.10 % |
3.12 % |
91 days |
91 days |
$10,000 |
$10,000 |
| 182 day |
3.10 % |
3.12 %
|
182 days |
182 days |
$10,000 |
$10,000 |
| 12 month |
3.35 % |
3.38 % |
6 months |
6 months |
$10,000 |
$10,000 |
| 18 month |
3.35 % |
3.38 % |
6 months |
6 months |
$10,000 |
$10,000 |
| 24 month |
3.10 % |
3.12 % |
6 months |
6 months |
$10,000 |
$10,000 |
| 30 month |
2.85 % |
2.87 % |
6 months |
6 months |
$10,000 |
$10,000 |
| 36 month |
2.85 % |
2.87 % |
6 months |
6 months |
$10,000 |
$10,000 |
CDs $100,000.00 and over
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
| 91 day |
3.25 % |
3.28% |
91 days |
91 days |
$100,000 |
$100,000 |
| 182 day |
3.50 % |
3.53 % |
182 days |
182 days |
$100,000 |
$100,000 |
| 12 month |
3.75 %
|
3.79 % |
6 months |
6 months |
$100,000 |
$100,000 |
Traditional and Roth IRA CDs
Traditional/Roth IRA CDs $500.00 - $9,999.99
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
Min Opening Deposit |
| 12 Month |
3.50 % |
3.53 %
|
6 months |
6 months |
$500 |
$500 |
| 18 Month |
3.50 % |
3.53 % |
6 months |
6 months |
$500 |
$500 |
| 24 Month |
3.00 % |
3.02 % |
6 months |
6 months |
$500 |
$500 |
| 36 Month |
2.75 % |
2.75 % |
6 months |
6 months |
$500 |
$500 |
| 12 month PC |
3.65 % |
3.68 % |
6 months |
6 months |
$100 |
$100 |
| 18 month PC |
3.65 % |
3.68 % |
6 months |
6 months |
$100 |
$100 |
Traditional/Roth IRA CDs $10,000.00 - $99,999.99
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY |
| 12 Month |
3.65 % |
3.68 % |
6 months |
6 months |
$10,000 |
| 18 Month |
3.65 % |
3.68 % |
6 months |
6 months |
$10,000 |
| 24 Month |
3.10 % |
3.12 % |
6 months |
6 months |
$10,000 |
| 36 Month |
2.85 % |
2.87 % |
6 months |
6 months |
$10,000 |
Deposit Accounts
| Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min Balance to Obtain APY
|
Min Opening Deposit
|
* Platinum Checking
|
0.10 |
0.10 |
Monthly |
Monthly |
$250 |
$50 |
* NOW
|
0.15 |
0.15 |
Monthly |
Monthly |
$1,000 |
$1,000 |
* Passbook Savings
|
0.25 |
0.25 |
Quarterly |
Quarterly |
— |
$50 |
*Tiered Super NOW Accounts
| Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min. Opening Deposit |
$1,500.00 - $4,999.99
|
0.20 |
0.20 |
Monthly |
Monthly |
$1,500 |
$5,000.00 - $9,999.99
|
0.25 |
0.25 |
Monthly |
Monthly |
— |
$10,000.00 and over
|
0.30 |
0.30 |
Monthly |
Monthly |
— |
*Tiered Money Market Accounts
| Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Min. Opening Deposit |
$2,500.00 - $4,999.99
|
0.20 |
0.20 |
Monthly |
Monthly |
$2,500 |
$5,000.00 - $9,999.99
|
0.25 |
0.25 |
Monthly |
Monthly |
— |
| $10,000.00 and over |
0.30 |
0.30 |
Monthly |
Monthly |
— |
