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Personal Checking

Peoples Platinum Account


Rate information
  • The interest rate and annual percentage yield may change weekly or at our discretion.

Compounding and crediting frequency
  • Interest will be compounded and credited to the account monthly.

Effect of closing an account
  • If the account is closed before interest is credited, interest will not be paid.

Minimum balance to open the account
  • $50.00.

Minimum balance to obtain the annual percentage yield disclosed
  • $250.00.

Daily balance computation method
  • We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal.

Accrual of the interest on the non-cash deposits
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

Fees
  • A service charge of $10.00 will be charged each statement cycle.

Benefits Plus Add-On

Fees
  • In addition to your current account agreement, a service charge of $5.00 will be charged each statement cycle.

Regular Checking Account

Minimum balance to open the account
  • $50.00

Minimum balance requirement
  • A balance fee* of $6.00 will be imposed every statement cycle if the balance in the account falls below $750.00. This fee will not be imposed if an average daily balance of $1500.00 is maintained during the statement cycle.

* - This fee will not apply to students, customers age 62 or older or non-profit organizations.

Now Account

Rate information
  • The interest rate and annual percentage yield may change weekly or at our discretion.
Compounding and crediting frequency
  • Interest will be compounded and credited to the account monthly.
Effect of closing an account
  • If the account is closed before interest is credited, interest will not be paid.
Minimum balance to open the account
  • $1000.00
Minimum balance requirement
  • A balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1000.00. This fee will not be imposed if an average daily balance of $1500.00 is maintained during the statement cycle.
Minimum balance to obtain the annual percentage yield disclosed
  • $1000.00.
Daily balance computation method
  • We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principal.
Accrual of the interest on the non-cash deposits
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

Super Now Accounts

Rate information
  • The interest rate and annual percentage yield may change weekly or at our discretion.
Compounding and crediting frequency
  • Interest will be compounded and credited to the account monthly.
Effect of closing an account
  • If the account is closed before interest is credited, interest will not be paid.
Minimum balance to open the account
  • $1500.00
Minimum balance requirement
  • A balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1500.00. This fee will not be imposed if an average daily balance of $6000 is maintained during the statement cycle.
Minimum balance to obtain the annual percentage yield disclosed
  • $1500.00.
Daily balance computation method
  • We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principal.
Accrual of the interest on the non-cash deposits
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).











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