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Rates
Rates effective through June 17th, 2013
Annual Percentage Yield (APY)
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CD's $1,000 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
.20 |
.20 |
91 days |
91 days |
$ 1,000.00 |
$ 1,000.00 |
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182 day |
.30 |
.30 |
182 days |
182 days |
$ 1,000.00 |
$ 1,000.00 |
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CD's $500 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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12month |
.45 |
.45 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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18 month |
.45 |
.45 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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24 month |
.50 |
.50 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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30 month |
.55 |
.55 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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36 month |
.60 |
.60 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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CD's $10,000 - $99,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
.30 |
.30 |
91 days |
91 days |
$ 10,000.00 |
$ 10,000.00 |
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182 day |
.40 |
.40 |
182 days |
182 days |
$ 10,000.00 |
$ 10,000.00 |
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12month |
.55 |
.55 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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18 month |
.55 |
.55 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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24 month |
.60 |
.60 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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30 month |
.65 |
.65 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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36 month |
.70 |
.70 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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CD's $100,000 and over |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
.40 |
.40 |
91 days |
91 days |
$100,000.00 |
$100,000.00 |
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182 day |
.50 |
.50 |
182 days |
182 days |
$100,000.00 |
$100,000.00 |
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12 month |
.60 |
.60 |
6 months |
6 months |
$100,000.00 |
$100,000.00 |
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Traditional/Roth IRA CD's $500 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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12 month |
.50 |
.50 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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18 month |
.55 |
.55 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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24 month |
.60 |
.60 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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36 month |
.70 |
.70 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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12 month PC |
.60 |
.60 |
6 months |
6 months |
$ 100.00 |
$ 100.00 |
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18 month PC |
.70 |
.70 |
6 months |
6 months |
$ 100.00 |
$ 100.00 |
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Traditional/Roth IRA CD's $10,000 - $99,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
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12 month |
.60 |
.60 |
6 months |
6 months |
$ 10,000.00 |
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18 month |
.65 |
.65 |
6 months |
6 months |
$ 10,000.00 |
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24 month |
.70 |
.70 |
6 months |
6 months |
$ 10,000.00 |
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36 month |
.80 |
.80 |
6 months |
6 months |
$ 10,000.00 |
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Other Accounts |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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*Peoples Gold Checking |
0.10 |
0.10 |
Monthly |
Monthly |
$250.00 |
$ 50.00 |
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*NOW |
0.15 |
0.15 |
Monthly |
Monthly |
$1,000.00 |
$ 1,000.00 |
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*Passbook Savings |
0.20 |
0.20 |
Quarterly |
Quarterly |
- |
$ 50.00 |
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*Tiered Super NOW Accounts |
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Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Opening Deposit |
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$1,500 - $4,999.99 |
0.10 |
0.10 |
Monthly |
Monthly |
$1,500.00 |
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$5,000 - $9,999.99 |
0.15 |
0.15 |
Monthly |
Monthly |
- |
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$10,000 and over |
0.20 |
0.20 |
Monthly |
Monthly |
- |
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*Tiered Money Market Accounts |
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Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Opening Deposit |
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$2,500 - $4,999.99 |
0.10 |
0.10 |
Monthly |
Monthly |
$2,500.00 |
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$5,000 - $9,999.99 |
0.15 |
0.15 |
Monthly |
Monthly |
- |
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$10,000 and over |
0.20 |
0.20 |
Monthly |
Monthly |
- |
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*These are variable rate accounts and the rate may change after the account is opened |
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The effect of fees may reduce earnings |
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If the account is closed before interest is credited, interest will not be paid. |
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Penalty for early withdrawal on all CD's |
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