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Rates

Rates effective through April 21st, 2014

Annual Percentage Yield (APY)

CD's $1,000 - $9,999.99

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

91 day

 .20

.20

91 days

91 days

 $   1,000.00

 $   1,000.00

 

182 day

.30

.30

182 days

182 days

 $   1,000.00

 $   1,000.00

 

 

 

 

 

 

 

 

 

CD's $500 - $9,999.99

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

12month

.45

.45

6 months

6 months

 $      500.00

 $     500.00

 

18 month

.45

.45

6 months

6 months

 $      500.00

 $     500.00

 

24 month

.50

.50

6 months

6 months

 $      500.00

 $     500.00

 

30 month

.55

.55

6 months

6 months

 $      500.00

 $     500.00

 

36 month

.60

.60

6 months

6 months

 $      500.00

 $     500.00

 

 

 

 

 

 

 

 

 

CD's $10,000 - $99,999.99

 

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

91 day

.30

.30

91 days

91 days

 $ 10,000.00

 $ 10,000.00

 

182 day

.40

.40

182 days

182 days

 $ 10,000.00

 $ 10,000.00

 

12month

.55

.55

6 months

6 months

 $ 10,000.00

 $ 10,000.00

 

18 month

.55

.55

6 months

6 months

 $ 10,000.00

 $ 10,000.00

 

24 month

.60

.60

6 months

6 months

 $ 10,000.00

 $ 10,000.00

 

30 month

.65

.65

6 months

6 months

 $ 10,000.00

 $ 10,000.00

 

36 month

.70

.70

6 months

6 months

 $ 10,000.00

 $ 10,000.00

 

 

 

 

 

 

 

 

 

CD's $100,000 and over

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

91 day

.40

.40

91 days

91 days

$100,000.00

$100,000.00

 

182 day

.50

.50

182 days

182 days

$100,000.00

$100,000.00

 

12 month

.60

.60

6 months

6 months

$100,000.00

$100,000.00

 

 

 

 

 

 

 

 

 

Traditional/Roth IRA CD's $500 - $9,999.99

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

12 month

.50

.50

6 months

6 months

 $      500.00

 $     500.00

 

18 month

.55

.55

6 months

6 months

 $      500.00

 $     500.00

 

24 month

.60

.60

6 months

6 months

 $      500.00

 $     500.00

 

36 month

.70

.70

6 months

6 months

 $      500.00

 $     500.00

 

12 month PC

.60

.60

6 months

6 months

 $      100.00

 $     100.00

 

18 month PC

.70

.70

6 months

6 months

 $      100.00

 $     100.00

 

 

 

 

 

 

 

 

 

Traditional/Roth IRA CD's $10,000 - $99,999.99

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

 

 

12 month

.60

.60

6 months

6 months

 $ 10,000.00

 

 

18 month

.65

.65

6 months

6 months

 $ 10,000.00

 

 

24 month

.70

.70

6 months

6 months

 $ 10,000.00

 

 

36 month

.80

.80

6 months

6 months

 $ 10,000.00

 

 

 

 

 

 

 

 

 

 

Other Accounts

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Term

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Balance to Obtain APY

Minimum Opening Deposit

 

*Peoples Gold Checking

0.10

0.10

Monthly

Monthly

$250.00

 $       50.00

 

*NOW

0.15

0.15

Monthly

Monthly

$1,000.00

 $   1,000.00

 

*Passbook Savings

0.20

0.20

Quarterly

Quarterly

-

 $       50.00

 

 

 

 

 

 

 

 

 

*Tiered Super NOW Accounts

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance Tiers

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Opening Deposit

 

 

$1,500 - $4,999.99

0.10

0.10

Monthly

Monthly

$1,500.00

 

 

$5,000 - $9,999.99

0.15

0.15

Monthly

Monthly

-

 

 

$10,000 and over

0.20

0.20

Monthly

Monthly

-

 

 

 

 

 

 

 

 

 

 

*Tiered Money Market Accounts

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance Tiers

Interest Rate

APY

Frequency of Compounding

Frequency of Crediting

Minimum Opening Deposit

 

 

$2,500 - $4,999.99

0.10

0.10

Monthly

Monthly

$2,500.00

 

 

$5,000 - $9,999.99

0.15

0.15

Monthly

Monthly

-

 

 

$10,000 and over

0.20

0.20

Monthly

Monthly

-

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*These are variable rate accounts and the rate may change after the account is opened

 

 

 

 

 

 

 

 

 

 

The effect of fees may reduce earnings

 

 

 

 

 

 

 

 

 

 

 

 

 

If the account is closed before interest is credited, interest will not be paid.

 

 

 

 

 

 

 

 

 

 

 

Penalty for early withdrawal on all CD's

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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