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Rates
Rates Effective March 9, 2010 through March 15, 2010
Annual Percentage Yield (APY)
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CD's $1,000 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
1.00 |
1.10 |
91 days |
91 days |
$ 1,000.00 |
$ 1,000.00 |
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182 day |
1.25 |
1.27 |
182 days |
182 days |
$ 1,000.00 |
$ 1,000.00 |
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CD's $500 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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12month |
1.25 |
1.27 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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18 month |
1.50 |
1.52 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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24 month |
1.75 |
1.77 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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30 month |
2.00 |
2.02 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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36 month |
2.00 |
2.02 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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CD's $10,000 - $99,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
1.25 |
1.27 |
91 days |
91 days |
$ 10,000.00 |
$ 10,000.00 |
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182 day |
1.50 |
1.52 |
182 days |
182 days |
$ 10,000.00 |
$ 10,000.00 |
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12month |
1.50 |
1.52 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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18 month |
1.75 |
1.77 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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24 month |
2.00 |
2.02 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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30 month |
2.25 |
2.28 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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36 month |
2.25 |
2.28 |
6 months |
6 months |
$ 10,000.00 |
$ 10,000.00 |
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CD's $100,000 and over |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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91 day |
1.25 |
1.27 |
91 days |
91 days |
$100,000.00 |
$100,000.00 |
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182 day |
1.50 |
1.52 |
182 days |
182 days |
$100,000.00 |
$100,000.00 |
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12 month |
1.75 |
1.77 |
6 months |
6 months |
$100,000.00 |
$100,000.00 |
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Traditional/Roth IRA CD's $500 - $9,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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12 month |
1.60 |
1.62 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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18 month |
1.60 |
1.62 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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24 month |
2.00 |
2.03 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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36 month |
2.25 |
2.28 |
6 months |
6 months |
$ 500.00 |
$ 500.00 |
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12 month PC |
2.10 |
2.13 |
6 months |
6 months |
$ 100.00 |
$ 100.00 |
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18 month PC |
2.35 |
2.38 |
6 months |
6 months |
$ 100.00 |
$ 100.00 |
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Traditional/Roth IRA CD's $10,000 - $99,999.99 |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
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12 month |
1.85 |
1.88 |
6 months |
6 months |
$ 10,000.00 |
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18 month |
1.85 |
1.88 |
6 months |
6 months |
$ 10,000.00 |
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24 month |
2.25 |
2.28 |
6 months |
6 months |
$ 10,000.00 |
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36 month |
2.50 |
2.54 |
6 months |
6 months |
$ 10,000.00 |
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Other Accounts |
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Term |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Balance to Obtain APY |
Minimum Opening Deposit |
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*Peoples Gold Checking |
0.35 |
0.35 |
Monthly |
Monthly |
$250.00 |
$ 50.00 |
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*NOW |
0.50 |
0.50 |
Monthly |
Monthly |
$1,000.00 |
$ 1,000.00 |
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*Passbook Savings |
0.50 |
0.50 |
Quarterly |
Quarterly |
- |
$ 50.00 |
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*Tiered Super NOW Accounts |
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Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Opening Deposit |
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$1,500 - $4,999.99 |
0.30 |
0.30 |
Monthly |
Monthly |
$1,500.00 |
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$5,000 - $9,999.99 |
0.55 |
0.55 |
Monthly |
Monthly |
- |
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$10,000 and over |
0.80 |
0.80 |
Monthly |
Monthly |
- |
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*Tiered Money Market Accounts |
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Balance Tiers |
Interest Rate |
APY |
Frequency of Compounding |
Frequency of Crediting |
Minimum Opening Deposit |
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$2,500 - $4,999.99 |
0.25 |
0.25 |
Monthly |
Monthly |
$2,500.00 |
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$5,000 - $9,999.99 |
0.50 |
0.50 |
Monthly |
Monthly |
- |
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$10,000 and over |
0.75 |
0.75 |
Monthly |
Monthly |
- |
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*These are variable rate accounts and the rate may change after the account is opened |
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The effect of fees may reduce earnings |
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If the account is closed before interest is credited, interest will not be paid. |
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Penalty for early withdrawal on all CD's |
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Notice: |
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Peoples Bank is opting out of the transaction account guarantee program effective January 1, 2010. |
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What does this mean to our Customers? Please read this in its entirety. |
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Peoples Bank offers non interest-bearing transaction accounts and after December 31, 2009, funds held in |
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non interest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account |
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Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules. |
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If you have any questions, visit with the staff about this notice. |
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Member FDIC |
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