NOTICE OF YOUR FINANCIAL RIGHTS

We, our, and us, when used in this notice, mean Peoples Bank
This is our privacy notice for our customers. When we use the works
"you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:
Deposit account
Loan Account
Safe deposit box
We will tell you the sources for nonpublic personal information we collect on
our customers. We will tell you what measures we take to secure that information. We first define some terms. Nonpublic personal information means information
about you that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
records. An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by
the same company that owns or controls us. Ownership does not mean
complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is a company that is not an
affiliate of ours.

THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms Information
about your transactions with us. Information about your transactions with
nonaffiliated third parties. Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone,
except as permitted by law. THE CONFIDENTIALITY, SECURITY AND
INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
We will not disclose nonpublic personal information about you to anyone except
as disclosed in this policy as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers,
except as permitted by law.